Have you ever wondered about how credit scores are calculated and what it all means? In this blog post I’m sharing the top three questions people ask about credit scores. Here they are: How are credit scores calculated? Credit scores are calculated using several pieces of data that come from your credit report. What does … More Credit Score FAQ
Homes go through the test of time and at some point, we are all faced with the same question. Should I sell or renovate? Maybe you are thinking of renovating your home to later sell your property for more money and get a higher profit. Regardless of your goal, if you are starting to think … More Home Renovation Myths Debunked
Hear directly from a home buyer who purchased a home and reflects on the advantages of not waiting. This experience may ring a bell with your situation or may give you some idea of the reasoning that goes behind the scenes for home buyers. The housing market may not be ideal at a given point … More Why you Should Not Wait to Buy your Home
Maybe you have not heard about mortgage credit certificates (MCC.) They are good news for new home buyers and/or investors. Mortgage credit certificates are a great help, and they are typically worth USD$2,000 that can be applied to your tax return each year. This means you can get that money back from your investment. This … More Did you know you could get some money back from your Home Buying Process?
When it comes to applying for a home mortgage loan, it’s not uncommon to feel overwhelmed or even lost with the amount of information, and with the documentation that is required. This blog post aims at explaining the documentation requirements to help ease the process for applicants. It is very important to know what to … More Understanding Loan Documentation
This blog post covers the most recent move by the Federal Reserve to combat inflation. In 22 years, there had not been such a steep rate hike. But what does all of this mean for the home buyer? The answer is that all these moves put pressure on mortgage rates. This said, mortgage rates actually … More The Good The Bad and The Ugly